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Buyer
Guarantee
Sellers
Realty, Inc. will help you find a home you love and provide professional representation as
an advocate for you through the entire process. If you are not happy with your home at any
time up to six months after your closing, we will sell your home for free as
long as you purchase another home to replace the home sold. Expenses of the
sales (ads, marketing materials and other costs) are not covered in this offer. If you list the
home in the MLS, a fee may be due the Buyer’s Agent.
May Ehresman
Broker Owner/Attorney
Looking for
details about one of our listings? Check here for floorplans, virtual tours, Sellers
Disclosure Forms, and more for each of our listings.
You can build a home, buy one through a Realtor, or buy one from a
“For Sale by Owner.” No matter where you find your dream home, it makes
sense to protect yourself. Buying a home will probably be
the largest and most important transaction you ever undertake. It is surprising any Buyer
would complete this important transaction without representation, even though it is
usually provided at no cost to the Buyer.
A
real estate transaction involves complex issues. As an experienced professional in real
estate matters, we can provide the representation you need as a Buyer. Here is why the services of a professional are needed.
1.
Access to the
MLS
Of course you can look at newspaper ads and the Internet, but it is several days after a
home is listed before it hits the Internet and often weeks before it shows ups up in
newspaper ads. Keep in mind some homes are listed but not placed on the Internet.
Realtor.com and MIBOR.com do not contain a complete database of listed homes. Realtors
have access to the entire database on the MLS. We can email you homes meeting your
specifications daily, as they come on the market. You get to be first in line to view the
really hot properties. Well maintained, well properties are often sold within a few days
of being listed and the general buying public never even knows they were sale. The vast
majority of homes are sold through the MLS. As a Buyer it would not be wise to ignore this
source of homes priced.
2. Help picking the right location
Being involved in real estate
sales every day means we pick up information most consumers do not have or will learn even
with extensive research.
We use state of the art technology
that provides an amazing array of information. We provide information on recent home
sales, school systems, climate, crime statistics, and community demographics for every
neighborhood in the United States. If you’re unsure of which neighborhood to move to,
this technology, which is constantly updated, can compare the neighborhoods your
considering with colorful side by side charts and graphs. Best of all, this information is
loaded on a laptop and accessible while you are on the road looking at neighborhoods.
You need
someone to provide information that helps protect the investment you are making. For
example, do you know:
*Which areas have homes that are going up (or down) in value?
*Whether the open land next to your choice
of home is about to be developed into apartments or Industrial sites?
*Whether there are restrictions that prevent
you from using your home as you planned (i.e. no barns, no fences, no pools, no home
offices...)
There are a lot of other issues that can
affect your choice of location and a good real estate professional is indispensable in the
wealth of information they can provide that will affect your choice of location and home.
3. Providing
information so you don’t overpay for your home
We provide you with a competitive market analysis (CMA) on the home you want to buy. The
CMA compares the home to other homes sold in the area and helps you decide what to offer
for the home. If you buy from a For Sale by Owner, it is essential you get some help with
pricing. We can help you determine the right price and help with negotiations. Even when
you buy from a builder, you need to know you are getting value for your dollars.
4. Negotiation
We are skilled at negotiating real estate contracts. The major item is price but some of
the other contract terms can mean thousands of dollars in savings or costs. Call us before
you negotiate because once you sign, you are bound by the terms.
5. Review of Titlework
We look at the titlework
and can help explain items that may significantly affect the use
or value of your home; items like set back lines, easements, encroachments and other
serious issues. Sometimes we can help make sure those issues are resolved before you buy
the home and if the items are not able to be resolved, we can help you analyze whether you
should follow through with the purchase. Title insurance helps cover your interests as a
Buyer for items like forged documents affecting title, liens not discovered during the
title search, and mistakes in the public records, but it does not cover the exceptions and
items noted in the titlework provided to you as a Buyer. We not only review the titlework,
we provide a special service no other company provides, we obtain expanded coverage under
your Title Policy at no extra charge.
6. Evaluate Financing Options
We assist you in analyzing various
financing options using software that can show you which is the best deal for your
situation. Tools such as comparing 15 year to a 30 year mortgage, rent vs. buy, ARM vs.
fixed rate, BI-weekly mortgages, hold vs sell and buy analysis, ARM projection, mortgage
payment comparisons, purchase alternative, mortgage loan comparisons, refinancing analysis
and much more!
7. State
of the Art Technology
With a laptop, mobile color printer, mobile fax and cell phone, we are able to provide
everything you need on the road-when you need it. The MLS homes database is downloaded on
a laptop so you have access to the entire database while you are out shopping for a home.
See a home you like, we can look it up on the spot, show you the MLS listing sheet and if
you like call the office and set a time to see the home-all while on the road. See an area
you like? We can immediately pull up any homes for sale in that area and show you all the
MLS data sheets on each home. See a FSBO home you like? We can call on the spot or if they
have an advertised website, we can hook up online and check it out while sitting front of
the home. If you find the home you want to buy, we can draft the offer while you are
sitting in the home, print it and fax it directly to the selling agent before leaving the
home. Most of the time, it is not so critical to take such quick action but if it is a hot
property, sometimes speed is essential to ensure your offer gets accepted. If you would
like to see school reports, crime statistics on an area you are looking at or want to
compare two neighborhoods, we can show you that information right away.
8. Family Oriented
Bring the children shopping for
a home. They won’t get bored. While we travel they can stay occupied playing
Nintendo 64, listening to a CD player/radio, or watch a video-all at the same time. (Yes, I have
earphones). There is something for each age group.
9. Closing
representation
A closing can
involve the execution of as many as 50 documents. It is important to have someone there
who understands the documents and the importance of each document. The HUD-1 needs to be
reviewed for accuracy, the mortgage and note should reflect your agreement with the
lender, and the deed should have proper names and legal descriptions to effectively convey
the property. “Marked up” titlework should be provided to the Buyer. Appropriate
Corporate resolutions should be provided when the seller is a corporation for a valid
transfer of title. These and so many other important issues need to be reviewed at
closing. If you do not have the expertise, it is critical you have an experienced Realtor
at your side or that you hire a Real Estate Attorney who does have the expertise to
represent you at closing.
10. Keep everything on
track so the deal is closed and is closed timely
Almost every
deal has some problems. A Professional keeps the deal on track and has the expertise to
solve the problems as they arise. Deadlines are tracked and met. Contingencies are met and
removed if needed, inspections and replies need to be done timely, disputes resolved and
many other issues. It is here, during the process from offer to close, that deals are
often lost without a Professional to keep everything on track.
11. Make sure everyone
follows the rules
Some examples
include whether the house meets zoning and subdivision ordinances? Is the Mortgage Company
providing the services needed timely, are the inspectors timely, was the property
appraised timely and a host of other providers sometimes need to be prodded to make sure
the closing occurs timely. A Professional is very valuable in the area of new construction
to help make sure the home progresses as expected.
With
so much at stake it should be clear how important it is for a Buyer to be represented in a
home purchase by either a Professional Real Estate Agent or a Real Estate Attorney. You
can find both Professionals at Sellers Realty, Inc., so before you begin your home search,
call us.
Once again, here is
our bottom line:
Buyer
Guarantee
Sellers
Realty, Inc. will help you find a home you love and provide professional representation as
an advocate for you through the entire process. If you are not happy with your home at any
time up to six months after your closing, we will sell your home for free as
long as you purchase another home to replace the home sold. Expenses of the
sales (ads, marketing materials and other costs) are not covered in this offer. If you list the
home in the MLS, a fee may be due the Buyer’s Agent.
May
Ehresman
Broker Owner/Attorney
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